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Review of investment limits for pension funds in Nigeria
 
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(www.abndigital.com) In Nigeria, the regulator has proposed a review of investment limits for pension funds to help improve portfolio yields and thereby make available long-term financing for infrastructure. In Lagos is Bayo Adeniji, Senior Technical Assistant to the Minister of Finance.
Views: 235 CNBCAfrica
Know Your 2016 Retirement Contribution Limits
 
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Here are the maximum amounts you can contribute to IRAs, 401(k)s and more.
Views: 2990 Kiplinger
What are pension contribution limits?- Pensions 101
 
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Ever wondered how much you can save into your pension? We guide you through the ins and outs of pension contribution limits - you can save more than you think! For more info on saving into a pension, visit our Pensions Explained centre: https://www.pensionbee.com/pensions-explained/pension-contributions/pension-contribution-limits Have a go on our pension calculator here: https://www.pensionbee.com/pension-calculator Sign up today: https://pensionbee.com (capital at risk) * Please like, share and subscribe if you like what we're doing! Share your thoughts in the comments box below. PensionBee makes it easy to stay on top of your pension and take back control of your personal finances. Check out our plans and learn more about what we do at: https://pensionbee.com (capital at risk) Read our blog for money saving tips, pensions info, and more: https://pensionbee.com/blog * Video and editing: Zainabb Hull
Views: 2465 PensionBee
Contribution Limits 2017 - How Much Can I Contribute to My Retirement Plan This Year?
 
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How much can you contribute to your 401k, IRA or other retirement savings account this year? Here’s a rundown of the 2017 contribution limits. Download my Pre-Retirement Toolkit: http://bit.ly/WFGToolkit. Scott Weiss is a Fee-Only Certified Financial Planner. Subscribe to my channel: http://bit.ly/scottweisscfp ******************************************** Learn more about working with Scott at Weiss Financial Group Here: http://www.weiss-financial.com ******************************************** Subscribe to my blog: http://www.mahopacmoney.com ******************************************** Get Social -------------------------------- LinkedIn: https://www.linkedin.com/in/scottgweiss Facebook: https://www.facebook.com/WeissFinancialGroup Twitter: https://twitter.com/_scottgweiss ******************************************** Video Notes: ---------------------- How much can you contribute to your 401k, IRA or other retirement savings account this year? A new year brings new opportunities to try and max out your retirement savings. Here’s a rundown of the 2017 contribution limits: IRAs For 2017 they remain the same as 2016: $5,500 for IRA owners who will be 49 and younger this year. $6,500 for IRA owners who will be 50 or older this year. These limits apply to both Roth and traditional IRAs. What if you own multiple IRAs? The total combined contributions cannot exceed the maximum allowed 401(k)s, 403(b)s, & 457s Each of these workplace retirement plans have 2017 contribution limits of $18,000 $24,000 if you will be 50 or older this year. Now, If you are a participant in a 457 plan and within three years of what your employer deems “normal” retirement age, you can contribute up to $36,000 annually to your plan during the last three years preceding that “normal” retirement date. High Earners High earners may find their ability to make a full Roth IRA contribution restricted. This applies to a single filer or head of household whose modified adjusted gross income (MAGI) falls within the $118,000-133,000 range, and to married couples with a MAGI of $186,000-196,000. If your MAGI exceeds the high ends of those phase-out ranges, you may not make a 2017 Roth IRA contribution. (For tax year 2016, the respective phase-out ranges are $117,000-132,000 for single and $184,000-194,000 for married) SIMPLE IRAs & SEP-IRAs In 2017, the contribution limit for a SIMPLE IRA is $12,500; those who will be 50 or older this year may contribute up to $15,500. Federal law requires business owners to match these annual contributions to at least some degree; self-employed individuals can make both employee and employer contributions to a SIMPLE IRA. Both Business owners and the self-employed can contribute to SEP-IRAs. The annual contribution limit on a SEP-IRA is very high – in 2017, it is either $54,000 or 25% of your income, whichever is lower. Sources: --------------- 1. This material was prepared in part by MarketingPro, Inc. Disclosure: ------------------- Weiss Financial Group is a registered investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities product, service, or investment strategy. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser, tax professional, or attorney before implementing any strategy or recommendation discussed herein. Insurance products and services are offered through individually licensed and appointed agents in all applicable jurisdictions. The advisers at Weiss Financial Group are not attorneys of a law firm but can provide guidance to the client’s other professionals. Leave me a comment to ask any question or contact me through my website if you'd like to see if I can help you.
Views: 6070 Scott Weiss, CFP
4 Tips for those late to start retirement investing.
 
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If your getting a late start on investing for retirement don't panic. Here are a few things you can do to play catch up. -- 2017 Retirement plan spec sheet: http://www.jazzwealth.com/2017-contribution-limits.html -- Retirement investing mistakes: http://www.jazzwealth.com/4-retirement-investing-mistakes.html -- 2017 IRA Guide: http://www.jazzwealth.com/2017-traditional-ira-rules-and-guidelines.html Facebook https://www.facebook.com/JazzWealth/ Website www.jazzwealth.com Twitter https://twitter.com/JazzWealth Google+ http://tinyurl.com/z4frbp3 Blogger http://askjazzwealth.blogspot.com/ LinkedIn https://www.linkedin.com/in/dustinray... Tumblr https://www.tumblr.com/blog/jazzwealt... Instagram https://www.instagram.com/jazzwealth/ Daily Motion http://www.dailymotion.com/jazz-wealth Slideshare http://www.slideshare.net/DustinTibbitts LiveJournal http://jazzwealth.livejournal.com/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 12822 Jazz Wealth Managers
IRA Contribution Limits and Possible Saver’s Credit for Retirement Accounts - March 16, 2015
 
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The IRA contribution limit remains at $5,500 for 2015. Investors age 50 and older can contribute an additional $1,000 to an IRA. Get the latest from the Certified Gold Exchange, Inc.
SEP IRA Rules and Contribution Limits (GoodFinancialCents.com)
 
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If you're a small business owner, then opening a SEP IRA might be the best option for your retirement plan. Here's the rules and contribution limits of opening a SEP IRA.
Private Equity as a pension fund investment
 
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Nico Taverna, Executive Director and Head of the Adveq Secondaries programme discusses key Private Equity as a pension fund investment.
IRA Contribution Limits for 2019: The Max is Going Up!
 
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The IRS recently announced the inflation-adjusted retirement savings numbers for 2019, and the IRA contribution limit is rising for the first time since 2013. In this Industry Focus: Financials clip, host Jason Moser and Fool.com contributor Matt Frankel, CFP discuss the change, why it took so long for the limit to rise, and what it means for Americans who contribute to IRAs. ------------------------------------------------------------------------ Subscribe to The Motley Fool's YouTube Channel: http://www.youtube.com/TheMotleyFool Or, follow our Google+ page: https://plus.google.com/+MotleyFool/posts Inside The Motley Fool: Check out our Culture Blog! http://culture.fool.com Join our Facebook community: https://www.facebook.com/themotleyfool Follow The Motley Fool on Twitter: https://twitter.com/themotleyfool
Views: 307 The Motley Fool
What is a Defined Contribution Plan & How Does It Work? | You Money, Your Choices with Susan Daley
 
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The Defined Contribution employer pension plan is aptly named, as the employer benefits in this plan are related to contributions. In this episode of Your Money, Your Choices, I will explain what a defined contribution plan is, how it works, and some of the drawbacks that are associated with the plan. If you’re watching this on YouTube, be sure to hit the subscribe button below, and click the bell to be notified when I release a new video. If you’re watching this on LinkedIn (link below), be sure to follow me to keep in touch. ------------------- Visit PWL Capital: https://goo.gl/uPcXg7 Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIN: https://www.linkedin.com/company/pwl-capital Follow Susan Daley on - Twitter: https://twitter.com/_SusanDaley - LinkedIN: https://linkedin.com/in/daleysusan
Views: 4035 Susan Daley
small business retirement plan contribution limits
 
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Inquiry: https://goo.gl/ZBZoh6?98068
What is the maximum voluntary contribution for SSS?
 
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Free SSS consultation from 1,360 satellite monitoring centers. There is more to mornings than your usual daily-paper-and-coffee habit. GMK showcases heightened and unmatched public services, sensible exchanges of stories and opinions, and trustworthy news reports. GOOD MORNING KUYA Aired November 4, 2014 at UNTV 37 For more info, visit http://www.untvweb.com/program/good-morning-kuya/
Views: 19259 UNTV News and Rescue
Killik Explains: How pension drawdown works
 
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Tim Bennett sheds some light on a key choice facing retirees under the pension freedom rules
Views: 12733 Killik & Co
SSS Contribution details, Benefits and Age Limits | Ikonsulta Mo
 
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Learn the answer regarding SSS in general with the help of Ms. Lilibeth Suralvo. For more videos: http://www.untvweb.com/video/ For News Update, visit: http://www.untvweb.com/news/ Check out our official social media accounts: http://www.facebook.com/UNTVNewsRescue http://www.twitter.com/untvnewsrescue https://www.youtube.com/UNTVNewsandRescue Instagram account - @UNTVLife Feel free to share but do not re-upload.
Views: 1988 UNTV News and Rescue
Direct Recognition Variable Investment Plan
 
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The Direct Recognition Variable Investment Plan (VIP) is a qualified retirement plan designed to optimize benefits, mitigate risk and minimize costs. VIP is a qualified retirement plan design for business owners and professionals who seek high tax-deductible contributions in excess of the defined contribution plan limits.
Views: 1 Chernoff Diamond
$11000 Roth IRA contribution!?!
 
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The annual contribution limit to a Roth IRA or Traditional IRA is $5,500. If you are over the age of 50 then you can add an additional $1000, bringing your total to $6,500 for the year. If you have never opened a retirement account of this type but are serious about saving and investing for retirement then you may want to get a jump start. I get many calls at jazzWealth from people all over the country asking how they can add more to their retirement investment efforts and we usually have to plan very carefully. This is the one time of the year however where first time individuals or people who have not added to their retirement accounts in a while can possibly add $11,000 or more to their Roth or IRA. Between January and Tax Day you could contribute the max amount to your Roth IRA or Traditional IRA for both years. The deadline to contribute to the prior year is tax day and of course the first opportunity to contribute for the year is at the very beginning. NOTE: You do not need to contribute the full amount. You can certainly add $1000 for the previous year and then the rest for the current year if you decide. The Roth IRA and Traditional IRA are flexible in that respect. If you are using us here at Jazz Wealth then be sure to send us a request to mark a contribution for a previous year. We will review this to be sure its an eligible contribution to your Roth IRA and make the adjustment. If you have your retirement accounts elsewhere then shame on you! Haha just kidding, but seriously keep us in mind. If your accounts are elsewhere then be sure you are able to designate the previous years Roth IRA contribution. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with every penny! ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 2488 Jazz Wealth Managers
Self-Directed Retirement Plan Contribution Limits and Deadlines
 
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What Is Covered Why the Roth IRA is an absolute crucial part of your investment arsenal How to beat the IRS and gain HUGE tax deductions using small business Retirement Plans How to make your children or grandchildren millionaires How to contribute as much to your IRA before IRS deadlines How to create MASSIVE WEALTH for your future generations using IRA accounts
Views: 295 iPlanGroup
Catch-Up Contributions: When You’re Eligible, Contribution Limits, How-to Contribute | Now You Know
 
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Did you know turning 50 means you can save more for retirement? Making catch-up contributions could be a great way to boost your savings as you near retirement.
Views: 1158 TSP4gov
IRS 2019 contribution limits
 
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Good news for savers! The IRS has boosted the amount you can save in an IRA and 401(k) in 2019!
SSS Monthly Pension Computation
 
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How to compute your SSS monthly pension base on your monthly contribution.
Views: 152989 zulu zulu
How To Make The Most of Your TSP in 2018 + A Retirement Success Habit
 
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Many people are concerned about TSP. If you don’t have enough saved in TSP, your retirement could be very uncomfortable. The problem is that there’s mountains of information out there about TSP. It’s complex and you’re left on your own to sift through it all to come up with action steps. ***Here’s where you can get the extra lesson, The TSP Check Up, https://www.fersblueprint.com/p/tsp-checkup. Now is a great time to do The TSP Check Up—it’s a free lesson that's directly from the FERS Retirement training that I’ve been teaching for years at agencies! This video is brought to you by the FERS Blueprint Online Retirement Training. We believe that it shouldn’t be so hard to get into retirement training, and that you should be able to learn when you want to and at your own pace. Now you can at the FERS Blueprint. Take a class today! https://www.fersblueprint.com ____________ “I’ve got too much saved up in TSP”—said no one ever The way the Thrift Savings Plan (TSP) works is you save money each pay period—and that’s done by payroll deduction. It’s referred to as a contribution. The amount you contribute is determined by you. You can use either a percentage of your pay or a specific dollar amount. Every year the IRS sets a limit on the maximum contribution you can make into TSP. There’s two types of contributions: Regular Contributions and Catch Up Contributions. REGULAR CONTRIBUTIONS are available to all eligible employees (regardless of their age). In 2018, the maximum annual Regular Contribution is $18,500. That means you can make contributions into Traditional TSP and/or Roth TSP in any combination you wish, but the total cannot exceed $18,500. CATCH UP CONTRIBUTIONS are an extra amount above and beyond the Regular Contributions, if you meet the requirements. You can start making Catch Up Contributions at any time beginning in the year you turn 50. You must also be on track to reach the maximum Regular Contribution for the year. In 2018, the maximum Catch Up Contribution is $6,000. That means if you’re eligible, you can make contributions into Traditional TSP and/or Roth TSP in any combination you wish, but it cannot exceed $6,000. Your Regular Contribution automatically carries over year to year until you change it. However, you must re-elect Catch Up Contributions each year. Remember that the TSP regular contribution limit doesn’t include any FERS Match. The FERS Match is a separate amount over and above the contribution limit. ____________ FERS Blueprint is an educational division of The Monroe Team, Inc. DUNS Number: 032 057260. CAGE Code: 735L3. NAICS Code: 611710 Educational Support Services. Woman-owned, small business. PROJECT Prepare2Retire and FERS Blueprint are not affiliated with, endorsed or sponsored by the Federal Government or any US Government agency. PROJECT Prepare2Retire and FERS Blueprint are educational only. No specific financial, retirement nor tax advice is being offered. The material presented is as current as possible, but is necessarily generalized. Facts and opinions are based on research and experience, but are not endorsed by the Federal Government. It is recommended to consult with your personnel office and/or the Office of Personnel Management (OPM) Retirement Office, Thrift Savings Plan, Social Security, Medicare, Internal Revenue Service, your legal, tax and/or other advisor(s). © 2017. The Monroe Team, Inc.
2013 Contribution Limits for Qualified Retirement Plans
 
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Here are the contribution limits for 2013: http://www.sunwesttrust.com/sunwest-trust-news/understanding-2013-contribution-limits.html The Annual IRA contribution limits are changed - $5,500 (up from $5,000) if the individual is younger than age 50 in 2013, and $6,500 (up from $6,000) if he or she attains age 50 or older in 2013. The maximum SEP contribution for 2013 will increase to $51,000 from $50,000. The SIMPLE IRA contribution limits are also changed for 2013. The maximum elective deferral contribution amount is $12,000 (up from $11,500) for a person who is younger than age 50 in 2013 and $14,500 if he or she attains age 50 or older in 2013. The 401(k) elective deferral contribution limits also changed for 2013. The maximum elective deferral contribution amount is $17,500 (up from $17,000) for a person who is younger than age 50 in 2013 and $23,000 (up from $22,500) if he or she attains age 50 or older in 2013. The compensation ranges applying to deductible IRA contributions also increase. The 2013 compensation range applying to a person whose filing status is single, head of household or qualifying widower is $59,000 - $69,000 (up from $58,000 - $68,000). The 2013 compensation range applying to a person whose filing status is married/joint return and an active participant is $95,000 - $115,000 (up from $92,000 - $112,000). The 2013 compensation range applying to a person whose filing status is married/joint return but not an active participant is $178,000 - $188,000 (up from $173,000 - $183,000). The 2013 compensation range applying to a person whose filing status is married but filing a separate return is unchanged at $0 - $10,000. The compensation ranges applying to Roth IRA contributions have increased for 2013. The 2013 compensation range applying to a person whose filing status is single, head of household or qualifying widower is $112,000 - $127,000 (up from $110,000 - $115,000). The 2013 compensation range applying to a person whose filing status is married/joint return is $178,000 - $188,000 (up from $173,000 - $183,000). The 2013 compensation range applying to a person whose filing status is married but filing a separate return is unchanged at $0 - $10,000.
Views: 7642 sunwestira
Are 401k Retirement Funds Safe? Stock Market Losses (2008)
 
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In the United States, a 401(k) plan is the tax-qualified, defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code. Under the plan, retirement savings contributions are provided (and sometimes proportionately matched) by an employer, deducted from the employee's paycheck before taxation (therefore tax-deferred until withdrawn after retirement or as otherwise permitted by applicable law), and limited to a maximum pre-tax annual contribution of $18,000 (as of 2015). Other employer-provided defined-contribution plans include 403(b) plans, for nonprofit institutions, and 457(b) plans for governmental employers. These plans are all established under section 401(a) of the Internal Revenue Code. 401(a) plans may provide total annual addition of $52,000 (as of 2014) per plan participant, including both employee and employer contributions. With either pre-tax or after-tax contributions, earnings from investments in a 401(k) account (in the form of interest, dividends, or capital gains) are tax-deferred. The resulting compounding interest with delayed taxation is a major benefit of the 401(k) plan when held over long periods of time.[9] Beginning in the 2006 tax year, employees have been allowed to designate contributions as a Roth 401(k) deduction. Similar to the provisions of a Roth IRA, these contributions are made on an after-tax basis. For pre-tax contributions, the employee does not pay federal income tax on the amount of current income he or she defers to a 401(k) account, but does still pay the total 7.65% payroll taxes (social security and medicare). For example, a worker who otherwise earns $50,000 in a particular year and defers $3,000 into a 401(k) account that year only reports $47,000 in income on that year's tax return. Currently this would represent a near $750 term saving in taxes for a single worker, assuming the worker remained in the 25% marginal tax bracket and there were no other adjustments (e.g., deductions). The employee ultimately pays taxes on the money as he or she withdraws the funds, generally during retirement. The character of any gains (including tax-favored capital gains) is transformed into "ordinary income" at the time the money is withdrawn. If the employee made after-tax contributions to the non-Roth 401(k) account, these amounts are commingled with the pre-tax funds and simply add to the non-Roth 401(k) basis. When distributions are made the taxable portion of the distribution will be calculated as the ratio of the non-Roth contributions to the total 401(k) basis. The remainder of the distribution is tax-free and not included in gross income for the year. For accumulated after-tax contributions and earnings in a designated Roth account (Roth 401(k)), "qualified distributions" can be made tax-free. To qualify, distributions must be made more than 5 years after the first designated Roth contributions and not before the year in which the account owner turns age 59½, unless an exception applies as detailed in IRS code section 72(t). In the case of designated Roth contributions, the contributions being made on an after-tax basis means that the taxable income in the year of contribution is not decreased as it is with pre-tax contributions. Roth contributions are irrevocable and cannot be converted to pre-tax contributions at a later date. (In contrast to Roth individual retirement accounts (IRAs), where Roth contributions may be re characterized as pre-tax contributions.) Administratively, Roth contributions must be made to a separate account, and records must be kept that distinguish the amount of contribution and the corresponding earnings that are to receive Roth treatment. Unlike the Roth IRA, there is no upper income limit capping eligibility for Roth 401(k) contributions. Individuals who find themselves disqualified from a Roth IRA may contribute to their Roth 401(k). Individuals who qualify for both can contribute the maximum statutory amounts into either or a combination of the two plans (including both catch-up contributions if applicable). Aggregate statutory annual limits set by the IRS will apply. http://en.wikipedia.org/wiki/401%28k%29
Views: 562 Way Back
401(k) and IRA 101 (Investing Basics 3/3, Retirement Basics 1/2)
 
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In this video, you'll learn everything you need to know about retirement accounts such as 401(k)s, 403(b)s, and IRAs! We cover the difference between Roth and Traditional retirement accounts, when to choose an IRA over a 401(k), what happens to your 401(k) when you leave your company, and much more! Investment account recommendations: https://www.moneycoach.io/recommendations/roboadvisors Next video: https://www.moneycoach.io/videos/retirement/2 More of a text based learner? See the transcript and citations here: Investing: http://bit.ly/2fs5Kma Please leave us any feedback here: https://goo.gl/REmdfD
Views: 29887 MoneyCoach
Rep. Quattrocchi Questions H5505 Sponsor Regarding Pension Investment Restrictions
 
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Rep. Regunberg is the prime sponsor H5505 which would restrict the investment of any state pension funds in any company involved in building a border wall. Rep. Quattrocchi questions the inclusion of those companies to the current state's restriction list based on cause célèbre.
Views: 50 Republican RJL
Earn 70,000 Income After One time Investment with LIC Jeevan Akshay VI policy | Best Investment Plan
 
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Hey Guys, Today I am going to show you the Plan where you need to Invest your money for only One time and Get Return Income of Rs. 70,000 Every Year. It is a good Plan From LIC to Make Money. I consider this as one of my best investment plan among All plans for earning Money with LIC.
Views: 1040306 Khabree Laal
Sears bankruptcy and their retirees' pension plan - Enquête
 
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Sears retirees may soon lose a big part of their pensions. That's because company executives invested only minimal amounts in their employees' pension funds over much of the last decade. But those executives followed the rules, and even acted with government support, at the same time that they distributed billions of dollars to their company’s shareholders. The story of the Sears bankruptcy sheds light on the murky world of corporations and their pension funds revealing how pools of money that are thought to be fully protected, can quickly evaporate with workers potentially losing hundreds of millions of dollars. Enquête is Radio-Canada's flagship weekly current affairs program. The show uncovers corruption, crime, and abuse of power in Quebec and Canada Producer : Gil Shochat Journalists : Sylvie Fournier, Madeleine Roy Caméramen: Jean-Pierre Gandin,Richard Marion, Laurent Racine Sound: Martin R.Thibault Editors: Charles Bergeron, Sébastien Huot, Bernard Lapointe, Étienne St-Amour ​ »»» Subscribe to CBC News to watch more videos: http://bit.ly/1RreYWS Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://bit.ly/1Z0m6iX Find CBC News on Facebook: http://bit.ly/1WjG36m Follow CBC News on Twitter: http://bit.ly/1sA5P9H For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Views: 108368 CBC News
Retirement Planning For The Self-Employed !
 
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Recent studies show that most self-employed Americans are saving little, if anything, for retirement. Why? Excuses include a lack of steady income, paying off major debt, healthcare, education, and business expenses. But when the future depends on you, making an investment in yourself is worth it. The retirement saving options most preferred by self-employed workers are solo 401(k)s, SEP IRAs and SIMPLE IRAs. The solo or individual 401(k) is like a traditional 401(k), but it’s for sole business proprietors with no employees other than a spouse who works for the business. It permits contributions as both the employee and employer, which means higher limits than many savings plans. In 2014, the employer could save $17,500; or $23,000 if over 50 years old, plus an additional 25% of net income up to a maximum of $52,000; or $57,500 if over 50. A simplified employee pension, or SEP IRA, suits individuals and businesses with employees. A SEP IRA can be opened at just about any bank or brokerage. The business owner can contribute up to 25% of each employee’s income, up to $52,000. When making a contribution, the owner must contribute for every employee. Since employees do not make contributions, the plan is most popular with one-person businesses. Savings incentive match plan for employees, or SIMPLE IRAs, are like SEP IRAs, but the employees can make contributions. The employer must contribute dollar-for-dollar up to 3% of each eligible employee’s contribution, and 2% for those who don’t contribute. In 2014, contribution limits of $12,000 -- $14,500 if over 50 -- and the matching requirement made SIMPLEs best for those with no employees and incomes of less than $45,000. Read more: Retirement Planning For The Self-Employed - Video | Investopedia http://www.investopedia.com/video/play/retirement-planning-selfemployed/#ixzz3tNDhtOTG Follow us: Investopedia on Facebook
Views: 6617 Investopedia
📢 2019 IRA and 401k contribution rules. | The Dough 💲how
 
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Just released! For the first time in 6 years the IRS has increased the max contribution limits for IRA's and 401k's. Today we talk about how this affects your retirement investments and overall retirement plan. Welcome to the Dough Show! We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Business Affairs 📧[email protected]
Views: 3397 Jazz Wealth Managers
$5500 per year to tax-free Millionaire: Why you need a Roth IRA
 
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This is one of those things I wished I would’ve learned and had done when I was younger - open up a Roth IRA retirement account. And because it saves you from paying taxes on your earnings and profits later on, I’m all about it. So this is what a Roth IRA is and this is why it’s so important to have one! Click “SHOW MORE” to read my full thoughts. Also feel free to add me on Snapchat / Instagram: GPStephan So here’s what it is - and because this confused me when I was younger, I’ll break it down as simple as possible. A Roth IRA is a type of investment account that you can set up where you invest your money today - up to $5500 per year with no immediate tax deductions - and can pull out your profits and earnings tax free when you’re 59.5. That means you pay NO TAX on YEARS of compounded interest and earnings. Your tax free profits just makes you MORE tax free profits. And it snowballs into a LOT of money. This is best done when you’re young for a few reasons…the money you invest in a Roth IRA is done post tax, which means taxes are already taken out of the money that you earn at the time you invest it. So if you make $20,000 from a job, you might be left with only $17,000 after paying taxes…so this $17,000 is now “post tax” money. The reason is best when you’re young is that chances are, you’re not earning a ton of money compared to what you WILL be earning. When you’re earning a lot of money, it’s about reducing what you owe in taxes because the more money you make, the more money you’re generally taxed. When you’re not earning a lot of money, you’re already in a lower tax bracket, so it’s advantageous to take advantage of that and pay the taxes now to invest - because in the future, you’ll hopefully earn a lot more money. Especially if you’re 18-30 and not earning a lot of money, this is PERFECT for you. When you start earning more money, there are other accounts that might make more sense for your situation. So here’s what I would do: If you’re under the age of 18 and have a job that you’re making money with, you can ask your parents to open a Roth IRA account for you. From there, you contribute money you’re making from your job - keep in mind you cannot contribute more than you earn, so if you earn $1000 that year, you can only contribute $1000. If you’re over the age of 18, right after this video is done, just go online and sign up for a Roth IRA. I use Vanguard and they’re awesome, many people use Charles Schwab or Fidelity - just make sure the account has low fees. You can contribute up to $5500 of earned income every year - if you make too much money, you can look into doing a backdoor Roth IRA contribution. I recommend putting in as much as you can afford and forgetting about it. The advantage is that since there’s compounded interest, the sooner you put your money in, on average, the more you’ll have by the time you retire. Is this a boring investment strategy? Yes. But it’s effective. I recommend just doing this on the side with what you can afford, while continuing to invest elsewhere or investing in yourself. Just to give you some ideas, if you invest $1000 per year at 18 and retire at 60, you’ll have $264,000…of that, you only contributed $43,000 over 42 years, meaning you just made $221,000 of tax free money. If you invest $2000 per year at 18, same situation as above, you’ll have invested $86,000 and made $444,000 of tax free money. If you invest the maximum right now of $5500 per year at 18 years old, you’ll have invested $231,000 and made over $1,200,000 in tax free money. If you just do $5500 per year at 18 years old, you can retire a millionaire without doing anything else. This average figure includes inflation, by the way. I hope this video helps and that this sets you up for future financial independence. Add me on Snapchat: GPStephan Add me on Instagram: GPstephan For business inquiries, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 449884 Graham Stephan
EPS Employee Pension Scheme | Pension Calculation Formula in Hindi
 
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EPS or Employee Penson Scheme provides pension to all members covered under Provident Fund ( PF ). In This video we are going to explain 10 important QnA regarding Employee PEnsion scheme and its calculation. We will cover following:- 1. What is EPS? 2. How is Pension in PF Calculated? 3. What is maximum and minimum pension? 4. When does pension starts? 5. What is contribution % in EPS 6/ What is form 10C and 10D? Visit: For ESI, PF Consultancy or Payroll Outsourcing:- http://esipfadvisor.com/ [email protected] Like us on Facebook: https://www.facebook.com/esipfadvisor Follow our Blog: http://esipfadvisor.com//blog Useful videos below: PF withdrawal process online | EPF का पैसा निकालने का आसान तरीका https://youtu.be/uv8q6Rgb8lk Confirmation Slip | EPF payment receipt https://youtu.be/JemphDo6o38 UAN number kaise pata kare? | How to check/know UAN number from aadhar card? https://youtu.be/J5PpHv2MdzI ESIC benefits https://youtu.be/QGxO1lmCxdc How to Generate Direct UAN with AADHAR card | अपना UAN Number खुद create करें | https://youtu.be/hhTmJ2CPBJA EPF correction online| PF Name, DOB, AADHAR, Gender Change Process| Verification Method https://youtu.be/yHEq1oU72sY ESIC Challan Payment Online Procedure https://youtu.be/YeGfvHcdatw How to pay EPF online | PF Challan Payment https://youtu.be/XGNpVoB5wgA How to link ADHAAR with UAN Using Umang Mobile app | https://youtu.be/PQmFdX_4vA0 New EPF Establishment Registration Online | EPF Monthly Return https://youtu.be/bsqKtZrV6qk New ESI Establishment Registration Online | ESIC Monthly Return https://youtu.be/k1TXBq0hzpI How to activate UAN number (Hindi) https://youtu.be/NVc8nwuJElE How to check EPF or PF Balance - 5 Easy online methods https://youtu.be/VvZWxwPOyhQ Employee Provident Fund Act (EPF) Calculation https://youtu.be/ABcU3ug1ecE Employee Provident Fund Act 1952 explained | What is EPF Act https://youtu.be/y9kyV2N5cfY Employee State Insurance Act 1948 (ESI Act) Explained with Calculation & Example https://youtu.be/PXOXwCAHKug Adding new employee to EPF https://youtu.be/cJRLX7ayXXY Proof of PMRPY benefit in PF ECR | 100% Working Example https://youtu.be/UlhallS-wZ8 How to fill EPF nomination form online/offline and update PF nominee https://youtu.be/AtJSJPGN-Qs EPF KYC update online process with KYC approved by employer https://youtu.be/qojg3jnKAm8 New UAN activation online process [100% working] | Activate UAN number https://youtu.be/n0B0sGDQq78 UAN mobile number change | UAN password forgot? Reset https://youtu.be/5HcxCfP6xLA PMRPY 2018 | How to register/add new employee to PMRPY portal for full 12% benefit https://youtu.be/49x7DU4sz8A How to Download ESIC e-pehchan card | ESI ID card for treatment online https://youtu.be/eTRRhzloePg [100% working] How to download EPF passbook https://youtu.be/Q5qT1ArGMSE How to register DSC (digital signature) on EPF employer portal and approve KYC (HINDI) https://youtu.be/BVZEuGG1Kpw
Views: 139604 Labour Law Advisor
Should We Put More Than 15% Of Income Towards Retirement?
 
04:37
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 109334 The Dave Ramsey Show
Make Your Investments Produce for Retirement
 
53:16
We are celebrating our Facebook Group in this episode and taking their questions on things like annuities, raises, saving, investing for retirement, bonds and net worth. We are so proud of our online community that we want to cheer them on and highlight some of their shared wins! +Marianne hit $150K in her retirement account two weeks before her 40th birthday. + Carol and her husband are debt free. They paid off the house, and they are starting Baby Step 7. + Darren has been debt-free for 10 years! + Amy and her husband paid off their mortgage. + Pam is convincing her husband to pay off the mortgage. + Tony is moving onto Baby Step 6! Join Our Private Facebook Community: https://goo.gl/1PFt9t “Fixed annuities limit your financial growth. You need to understand what you invest in for retirement.” – Chris Hogan VIPs, get clear with an investment professional on making your investments provide growth. It’s an important way for you to take advantage of investing VIPs. + Find a SmartVestor Pro: https://goo.gl/oVW6na In Everyday Millionaires, I will show you how ordinary people built extraordinary wealth—and how you can too. Buy now and get over $50 in FREE bonus items! + Preorder the Book: https://goo.gl/PX8z1j The Chris Hogan Show is also available on: + Apple Podcasts: https://goo.gl/bp1LSN + Google Podcasts: https://goo.gl/GbWCmq Other Resources in This Episode: + Check Out the Net Worth Calculator: https://goo.gl/JKFCVL + Use Our Free Retirement Calculator: https://goo.gl/LS8Nyx + Attend a Live Event: https://goo.gl/ZuyFnC We want to talk to YOU! Call us with your success stories or questions about money. Leave us a voicemail at 844.283.9383 or email us at [email protected]
Views: 7432 Chris Hogan
CPS -Pension wealth with drawl,Investment in Pension Fund,Eligible Pension full details
 
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Please watch: "2nd class All Telugu Rhymes" https://www.youtube.com/watch?v=I8msfP6BPpU --~-- *NPS system Cps system and Withdrawl guidelines. Investment in Pension Fund Guidelines. Amount of Pension Payable. Factors which influences Pension in CPS . Full details in Telugu.
Views: 5801 E Learn
IRA Contributions 2017 - Know the Facts
 
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Please watch: "March Madness Has Hit the Markets 😮 🏀" https://www.youtube.com/watch?v=70FjkhcQzao --~-- Although not a lot of changes there are a few. Each October, the Internal Revenue Service announces changes to annual contribution limits for IRAs and workplace retirement plans. Are any of these limits rising for 2017? Will IRA contribution limits go up? Unfortunately, no. Annual contributions for Roth and traditional IRAs remain capped at $5,500 for 2017, with an additional $1,000 catch-up contribution permitted for those 50 and older. This is the fifth consecutive year those limits have gone unchanged. The SIMPLE IRA contribution limit is the same in 2017 as well: $12,500 with a $3,000 catch-up permitted.1,2 There are some changes pertaining to IRAs. The limit on the employer contribution to a SEP-IRA rises $1,000 in 2017 to $54,000; this adjustment also applies for solo 401(k)s. The compensation limit applied to the savings calculation for SEP-IRAs and solo 401(k)s gets a $5,000 boost to $270,000 for 2017.1 Next year will bring an adjustment to IRA phase-out ranges. Your maximum 2017 contribution to a Roth IRA may be reduced if your modified adjusted gross income falls within these ranges, and prohibited if it exceeds them.1 *Single/head of household $118,000-133,000 ($1,000 higher than 2016) *Married couples $186,000-196,000 ($2,000 higher than 2016) If your MAGI falls within the applicable phase-out range below, you may claim a partial deduction for a traditional IRA contribution made in 2017. If it exceeds the top limit of the applicable phase-out range, you can’t claim a deduction.1 *Single or head of household, covered by workplace retirement plan $62,000-72,000 ($1,000 higher than 2016) *Married filing jointly, spouse making IRA contribution covered by workplace retirement plan $99,000-119,000 ($2,000 higher than 2016) *Married filing jointly, spouse making IRA contribution not covered by workplace retirement plan, other spouse is covered by one $186,000-196,000 ($2,000 higher than 2016) *Married filing separately, covered by workplace retirement plan $0-10,000 (unchanged) Will you be able to put a little more into your 401(k), 403(b), or 457 plan next year? No. The maximum yearly contribution limit for these plans stays at $18,000 for 2017. (That limit also applies to the Thrift Savings Plan for federal workers.) The additional catch-up contribution limit for plan participants 50 and older remains at $6,000.1 Are annual contribution limits on Health Savings Accounts rising? Just slightly. In 2017, the yearly limit on deductible HSA contributions stays at $6,750 for family coverage and increases $50 to $3,400 for individuals with self-only coverage. You must participate in a high-deductible health plan to make HSA contributions. The annual minimum deductible for an HDHP remains at $1,300 for self-only coverage and $2,600 for family coverage in 2017. Next year, the upper limit for out-of-pocket expenses stays at $6,550 for self-only coverage and $13,100 for family coverage. HSAs are sometimes called “backdoor IRAs” because they can essentially function as retirement accounts for people 65 and older; at that point, withdrawals from them can be used for any purpose.3,4 Make sure not to miss a single video from our Wealth and Wisdom Series! Click here to Subscribe Loftus Wealth Strategies Michael P. Loftus http://www.loftuswealthstrategies.com/ Check us out on social media! Facebook - https://www.facebook.com/loftuswealth... Twitter- https://twitter.com/mpllws LinkedIn - https://www.linkedin.com/in/mloftus28 Sign up for our weekly newsletter http://tinyurl.com/hooyujk
Views: 5167 Wealth and Wisdom
Pradhanmantri Vaya Vandana Yojana 2018 | Pension Upto Rs10, 000 for Senior Per Month By Modi Govt
 
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Atal Pension Yojana Schemes Link- https://youtu.be/DPcUgFyDekM The finance minister has proposed to extend the Pradhanmantri Vaya Vandana Yojana (PMVVY) scheme till March, 2020. It has also proposed to increase the current investment limit to Rs 15 lakh from the existing limit of Rs 7.5 lakh per senior citizen. The PMVVY is a pension scheme subsidised by the Government of India. The amount of investment made in the scheme is called the 'purchase price'. PMVVY was launched on May 4, 2017, and was initially meant to be available for one year from the launch. Depending on the pension option (monthly, quarterly, yearly), the pension begins as an arrear, i.e., starts from the end of the chosen period. The scheme is for a period of 10 years and is based on the amount of investment. It carries a fixed and assured pension (return) as mentioned in the policy document till the maturity of the scheme. Unlike other pension plans such as Jeevan Akshay, (an immediate annuity scheme of LIC ) the amount of pension in PMVVY is not based on age. The return in PMVVY range from 8 to 8.3 percent depending on the mode of pension that one chooses. Similar to post office monthly income scheme or the senior citizen savings scheme (SCSS), the maximum investment amount (purchase price) and the pension amount that one can get is capped. The limits Currently, the total amount of pension or the purchase price under all the PMVVY policies allowed to a family cannot exceed Rs 60,000 per annum or Rs 7.5 lakh respectively. The family for this purpose will comprise of the pensioner, his or her spouse and dependents. Calculation of pension amount Illustratively, if one invests Rs 5 lakh (purchase price) and opts for a yearly pension, the pension amount will be For every Rs 1,000, it is Rs 83 per annum, therefore for Rs 5 lakh, the pension amount comes to Rs 41,500 annually. So, if one needs a monthly pension of Rs 3,000, one needs to invest Rs 4.5 lakh. On investing the maximum allowed amount of Rs 7.5 lakh, a monthly pension for ten years will be Rs 5,000. On maturity or on death PMVVY has a term of ten years and on surviving the date of maturity, the purchase price along with the final pension installment is refunded to the individual. On death during the policy term of 10 years, only the purchase price is refunded to the beneficiary. Early exit In case the investor needs money for the treatment of any critical or a terminal illness of self or spouse, the exit is allowed and in that case the 98 percent of Purchase Price will be refunded.
Views: 202870 Digital Tutorial
What is NPS (National Pension System)? Retirement Planning Tips by Yadnya
 
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NPS (National Pension System) is a defined contribution based Pension Scheme launched by Government of India with the following objectives - To provide old age income, reasonable market based returns over long run and extending old age security coverage to all citizens. NPS, India's answer to the US' retirement scheme- 401(K)-is a government-approved pension scheme for Indian citizens in the 18-60 age group. While central and state government employees have to subscribe mandatorily, it's optional for others. The scheme offers two kinds of accounts-a compulsory Tier-I account and a voluntary Tier-II account. One can open a Tier-II account only if one has an active Tier-I account. Two things that make NPS a genuine pension scheme are restrictions on withdrawal from Tier-I account and the rule that a part of the Tier-I corpus at the end of the tenure has to be used to buy annuity, which gives regular payments in lieu of a lump sum. Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/yadnyaacademy Facebook Group - https://goo.gl/y57Qcr Twitter - https://twitter.com/investyadnya
Pension Plans Explained: Defined Contribution vs Defined Benefit Plans
 
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Pension Plans Explained: Defined Contribution vs Defined Benefit Plans What we’ll cover: What are Pension Plans? 2:02 Key Differences between Defined Contribution and Defined Benefit Plans 5:05 Accounting for the 2 Types of Plans 10:05 Personal Finance Implications for Both Types of Plans 13:10 PERSONAL FINANCE & FINANCIAL PLANNING Pension Plans: Defined Contribution Plans vs Defined Benefit Plans WHAT ARE PENSION PLANS? Individual Investment Accounts to assist Funding Your Retirement Individuals being encouraged to better fund their own retirement, through individual investment accounts. These can both reduce burden on state, while also improves the standard of living in retirement These accounts funded by employers or individuals themselves and often receive favourable taxation treatment These accounts have restrictions on accessing the funds prior to retirement Pension Plans System often Dependant on National Jurisdictions This video may be played anywhere in the world, so I have to talk in generalisations. But you’ll find specific systems, structures and rules are based on where you’re located. In the US: 401(k) Accounts In Australia: Superannuation Account within a superannuation fund In Ireland: PRSA, or a Personal Retirement Savings Account But no matter your location, the consensus view is that there are 2 Distinct Types, or categories, of Plans: 1) Defined Contribution Plan 2) Defined Benefit Plan KEY DIFFERENCES BETWEEN 2 TYPES OF PLANS Defined Contribution Plan: * Employer only obligated to contribute set amount each period * No guarantee of future benefits, only committed to the contribution. E.g. minimum 9.5% of earnings in Australia * Therefore the employee bears the investment risk Defined Benefit Plan: * Employer is obligated to provide an income stream post retirement Income stream amount dependent on variety of factors, e.g. length of service or salary at retirement * Employer bears investment risk i.e. they the promising a particular income stream and must have the plan assets to meet these commitments * In general: These plans can cause huge liabilities for some companies Are being phased out and 'defined contribution plans' are becoming the standard ACCOUNTING FOR BOTH PLANS Defined Contribution Plan: * Much simpler accounting * Income Statement: ‘Pension Expenses’ are just the contribution made * Balance Sheet: No impact, i.e. no recognition Defined Benefit Plan: * More complex accounting. Differences in accounting between IFRS and US GAAP * Income Statement: ‘Pension Expenses’ can involve any new pensions earned by employees, benefits paid from past employees and interest * Balance Sheet: Compare the Plan Assets vs Estimated PV of Pension Obligations Net pension asset or net pension liability on balance sheet PERSONAL FINANCE IMPLICATIONS Defined Contribution Plan: * Must monitor Performance of Contributions * Must monitor Allocation of Contributions (1) Determine post retirement income needs, (2) Estimate the balance needed that should generate that income, (3) Plan to reach the balance needed by adjusting contributions and monitoring fund performance Defined Benefit Plan: * Must monitor the financial strength of Plan * Must monitor communications from the managing entity, and it’s management * Learn the rules of how your Defined Benefit Plan works DISCLAIMER The business AccoFina, and myself the individual, are not giving personal advice in this video. It is meant to provide factual information for educational purposes. We do not know your personal circumstances and financial goals. Neither AccoFina or myself hold an AFSL, nor are we authorised representatives of an AFSL holder. We are not a licensed financial advisor. This is general information only and should not be taken as constituting professional advice. You should consider seeking independent legal, financial, taxation or other advice to check how this information relates to your unique circumstances, before taking (or not taking) any actions. AccoFina and myself are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by this video. -------------------- Thumbnail Photo by Daniel Spase from Pexels --------------------- This video was brought to you by AccoFina. Subscribe to the Channel: https://goo.gl/84Sfeg Or just check out the Channel Page: https://goo.gl/yTj9Bs Here’s AccoFina’s Most Popular YouTube Video: https://goo.gl/Jbv685 And here’s AccoFina’s Latest YouTube Upload: https://goo.gl/wDM83Y AccoFina Website, Product Pages and Social Networking: 1) Website (includes Free Spreadsheets, Free Books and Free Calculators) http://www.accofina.com 2) Amazon Author Page: http://www.amazon.com/author/axeltracy 3) Udemy Instructor Page https://www.udemy.com/u/axeltracy/ 4) Twitter http://www.twitter.com/accofina 5) Google+ http://plus.google.com/+accofina
Views: 181 AccoFina
IRA Retirement Investment - 401k IRA Rollover - Free Gold Investment kit
 
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Call 1-844-335-4767 for a free investment kit. http://regalassetsgoldiras.com Hey guys if you're thinking of investing in precious metals remember with any major purchase, it is important to do your own research. While this review is meant to be a starting off point for those interested in gold or precious metal IRAs, we strongly urge consumers to read all reviews and to check out a detailed list of the Top Gold IRA Firms, before committing to a specific company. If you want to learn more about Regal Assets and its products, fees and services, I highly recommend requesting their free gold investment kit. The kit comes with a free edition of Smart Money and Forbes where Regal Assets was featured. For a limited time, you will also get a copy of the DVD “The End of The Road” (How Money Became Worthless). For more information Just Call 1-844-335-4767 or visit RegalAssetsGoldIRAs.com to get your free gold investment kit today. ira 401k investment retirement roth ira gold coins gold bar 401k calculator gold stock buy gold gold bullion retirement planning how to invest money how to invest in stocks roth ira rules roth ira calculator sep ira precious metals 401 k what is an ira what is a 401k 401k plan roth 401k ira calculator how to invest ira account traditional ira self directed ira best way to invest money gold investment ira contribution limits what is 401k we buy gold 401k contribution limits what is a roth ira where to invest money simple ira buy gold bars 401k loan my401k 401k limits buy gold online max 401k contribution how to buy gold 401k withdrawal buy gold coins investing gold borrowing from 401k 401k companies what is ira what to invest in investing in shares maximum 401k contribution solo 401k gold trading best roth ira safe harbor 401k rollover ira invest in 401k contribution limit how to invest in gold 401k max contribution sep ira rules gold bullion price where to invest companies to invest in where to buy gold max contribution to 401k buy gold and silver silver investing withdrawing from 401k best ira rollover 401k 401k rollover 401k withdrawal penalty 401k withdrawal calculator ingold cashing out 401k 401k hardship withdrawal 401k max roth 401k limits buy gold bullion ira contribution ira withdrawal what is a 401k plan investing in silver is gold a good investment 401k withdrawal rules trading gold 401k loan rules 401k early withdrawal borrowing against 401k rollover 401k to ira buy gold uk ira rollover ira distribution what is a ira self directed 401k best ira rates ira withdrawal rules
Views: 26858 Regal Assets Gold IRAs
IRS increases 2019 IRA contribution limits
 
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The IRS has made a few changes to the amount you are able to contribute to your Traditional IRA & Roth IRA. For 2019, the IRS has increased the contribution amounts to $6,000 if you are 49 years old or younger. If you are 50 and above, your new contribution limits are $7,000.
Retirement Plans & Investments : How to Determine a Maximum Roth IRA Contribution
 
01:45
Determine the legal maximum Roth IRA contribution by consulting a licensed counsel about contributions for the current year. Discover how Roth IRA contribution limits generally raise in $500 increments to adjust for inflation with information from a financial adviser in this free video on individual retirement accounts. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz
Views: 286 ehowfinance
Roth IRA Income Rules 2017 | Retirement Investing
 
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Website www.jazzwealth.com Facebook https://www.facebook.com/JazzWealth/ Instagram https://www.instagram.com/jazzwealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 1371 Jazz Wealth Managers
Overcome Your Limitations To Build Wealth!
 
58:46
"I got tired of falling behind on my dreams. Many of us have ideas and never act on them. A lot of us don’t take responsibility for our bad financial decisions. I started changing my rituals, the way I think." – Hector (Everyday Millionaire, Net Worth 1.2 Million) In Everyday Millionaires, I will show you how ordinary people built extraordinary wealth—and how you can too. Buy now and get over $50 in FREE bonus items! + Preorder the Book: https://goo.gl/PX8z1j The Chris Hogan Show is also available on: + Apple Podcasts: https://goo.gl/bp1LSN + Google Podcasts: https://goo.gl/GbWCmq Come to Nashville to visit us at Ramsey Solutions! If you are a fan of the show, Hogan’s Producer wants to meet with you and hear your story. And it doesn’t matter where you are on your journey to your high definition dreams. DW wants to learn how you heard about us, hear your questions for Hogan, and get feedback about the show! If you ask for DW at the front desk and he’s in town, he'll want to come see you! Other Resources in This Episode: + Read the Article: https://goo.gl/SHMeiC + Check Out the Net Worth Calculator: https://goo.gl/JKFCVL + Use Our Free Retirement Calculator: https://goo.gl/LS8Nyx + Join Our Private Facebook Community: https://goo.gl/1PFt9t + Find a SmartVestor Pro: https://goo.gl/oVW6na + Attend a Live Event: https://goo.gl/ZuyFnC We want to talk to YOU! Call us with your success stories or questions about money. Leave us a voicemail at 844.283.9383 or email us at [email protected]
Views: 15197 Chris Hogan
Why Max Out Your HSA | BeatTheBush
 
06:05
Have you noticed that little thing in your pay benefits such as the HSA account that requires a high deductible health plan? It may see a bit random but this savings vehicle is actually a very useful tool to help you reduce you taxable earnings! Typically, you can use the money in your HSA tax-free for qualified medical expenses. But why should you only contribute what you use in one year? Why not just max it out because you will eventually use this money for medical expenses anyway? Worst case is you contributed too much but you can still take this out of your HSA after 65 and you only have to pay income tax with no additional penalty. It has the advantages of a 401k PLUS being able to use it tax free now on medical expenses. Therefore, this should be prioritized over 401k contributions but AFTER 401k matching. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo This Channel: BeatTheBush I've obtained a high credit score of 848 out of 850 and I am glad to share the knowledge for everyone. Since 3 years ago, I've started making numerous videos that helped people increase their credit score that are free and accessible to all. Please enjoy my channel. Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 49117 BeatTheBush
2019 contribution limits | Roth IRA, Traditional IRA, 401(k)
 
07:07
2019 contribution limits for Roth IRA, Traditional IRA, 401(k), spousal IRA, 457, TSP, Thrift Savings Plan, deductible IRA, nondeductible IRA
How to get monthly Income from Mutual funds | Know how to generate regular Income through SWP
 
07:11
what is SWP | Income from Mutual funds | Regular Mutual funds | SWP| ----------------------------------------------------------------------------------------------------- Link to Open Account : http://partners.fyers.in/AP0179 Open Demat account :https://zerodha.com/open-account?c=ZMPASV ---------------------------------------------------------------------------------------------------- Share, Support, Subscribe!!! Subscribe: https://goo.gl/yNw13g Youtube: http://www.youtube.com/c/Finbaba Twitter: http://www.twitter.com/finbabaIndia Facebook: http://www.facebook.com/finbabaIndia Instagram: http://instagram.com/finbabaIndia ----------------------------------------------------------------------------------------------------- Subscribe Our Channel click Here for Latest Video https://goo.gl/yNw13g ----------------------------------------------------------------------------------------------------- Related Videos : SIP investment : https://youtu.be/Zh7dmWzqXWY Save Tax under section 80C : https://youtu.be/y5Sat6TcJHs Mutual funds : https://youtu.be/-gP4HfMCeBQ Gold ETFS :https://youtu.be/EPjiho6m1XI Arbitrage fund : https://youtu.be/3oyryG22H4I How to find stop loss : https://youtu.be/jZugeeEVSP0 FCNR account : https://youtu.be/G4GFoQFy_RI Stock Market Tax : https://youtu.be/hcYDeXEW6eY Stock Split : https://youtu.be/NQpW2oBemyk How to Buy Share Onlie https://youtu.be/g8Eb1LVNXM0 What is Cnadle stick https://youtu.be/-Sjhv7h3IT8 ------------------------------------------------------------------------------------------------------- Open Demat account :https://zerodha.com/open-account?c=ZMPASV ------------------------------------------------------------------------------------------------------- About: FinBaba is a you-tube channel, where you can get Information about Banking, finance, Stock market basic and Advance, Forex, Mutual funds and many more. Thanks For Watching this Video. !
Views: 1218950 Fin Baba
How Workers Can Obtain Retirement Security: Investment Managers, Wall Street, and 401(k) Plans
 
02:02:19
A 401(k) plan is the common name in the USA for the tax-qualified, defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Taxation Code. Under the plan, retirement savings contributions are provided (and sometimes proportionately matched) by an employer, deducted from the employee's paycheck before taxation (therefore tax-deferred until withdrawn during retirement), and limited to a maximum annual contribution of $17,500 (as of 2013).[1][2] Alternative employer-provided defined-contribution pensions include 403(b) and 401(a), offering higher mandatory limits. Employees can make contributions to the 401(k) on a pre-tax or post-tax basis, depending on what the plan allows. With either pre-tax or after-tax contributions, earnings from investments in a 401(k) account (in the form of interest, dividends, or capital gains) are tax-deferred. The resulting compounding interest with delayed taxation is a major benefit of the 401(k) plan when held over long periods of time. Starting in the 2006 tax year, employees can also elect to designate contributions as a Roth 401(k) deduction. Similar to the provisions of a Roth IRA these contributions are made on an after-tax basis and all earnings on these funds not only are tax-deferred but could be tax-free upon a qualified distribution. However the plan sponsor must amend the plan to make those options available. For pre-tax contributions, the employee does not pay federal income tax on the amount of current income that he or she defers to a 401(k) account. For example, a worker who earns $50,000 in a particular year and defers $3,000 into a 401(k) account that year only recognizes $47,000 in income on that year's tax return. Currently this would represent a near term $750 savings in taxes for a single worker, assuming the worker remained in the 25% marginal tax bracket and there were no other adjustments (e.g., deductions). The employee ultimately pays taxes on the money as he or she withdraws the funds, generally during retirement. The character of any gains (including tax-favored capital gains) are transformed into "ordinary income" at the time the money is withdrawn. If the employee made after-tax contributions to the non-Roth 401(k) account, these amounts are commingled with the pre-tax funds and simply add to the non-Roth 401(k) basis. When distributions are made the taxable portion of the distribution will be calculated as the ratio of the non-Roth contributions to the total 401(k) basis. The remainder of the distribution is tax-free and not included in gross income for the year. For accumulated after-tax contributions and earnings in a designated Roth account (Roth 401(k)), "qualified distributions" can be made tax-free. To qualify, distributions must be made more than 5 years after the first designated Roth contributions and not before the year in which the account owner turns age 59½, unless an exception applies as detailed in IRS code section 72(t). In the case of designated Roth contributions, the contributions being made on an after-tax basis means that the taxable income in the year of contribution is not decreased as it is with pre-tax contributions. Roth contributions are irrevocable and cannot be converted to pre-tax contributions at a later date. Administratively, Roth contributions must be made to a separate account, and records must be kept that distinguish the amount of contribution and the corresponding earnings that are to receive Roth treatment. Unlike the Roth IRA, there is no upper income limit capping eligibility for Roth 401(k) contributions. Individuals who find themselves disqualified from a Roth IRA may contribute to their Roth 401(k). Individuals who qualify for both can contribute the maximum statutory amounts into both plans (including both catch-up contributions if applicable). http://en.wikipedia.org/wiki/401k
Views: 757 The Film Archives
Investing in 401k vs Rental Property for Retirement
 
18:18
Why investing in rental properties will retire you much faster than a 401k plan Want to connect with me 1 on 1? Book a call with me here https://brianiregbu.as.me/schedule.php
Views: 3473 Brian Iregbu
How Much to Contribute to a 401k | BeatTheBush
 
06:22
Sometimes, saving for retirement could be overdone and hurt your current financial needs. One has to remember that while there are a lot of tax advantages to contributing to a 401k plan, contributing too much could cost you more in the long run. It is important to first collect all possible matching supplied by your employer first. The amount to contribute more than that should be determined if this is 'investing' money. That is, if its money you do not need to buy things, saving for a down payment on a home, or may need it for certain things before you retire. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo This Channel: BeatTheBush I've obtained a high credit score of 848 out of 850 and I am glad to share the knowledge for everyone. Since 3 years ago, I've started making numerous videos that helped people increase their credit score that are free and accessible to all. Please enjoy my channel. Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 88673 BeatTheBush
Pension funds fuel land grabs in Brazil
 
02:16
Around the world, farmers are losing their lands, often violently, to large companies and speculators who see farmland as a lucrative investment. But what are the complex mechanisms behind these processes? Could your pension fund be contributing to land grabbing in places like Brazil? This animated video shows how a global farmland fund, managed by US financial giant TIAA-CREF, used a complex company structure to avoid restrictions on foreign investment in farmland in Brazil. It then acquired lands from a Brazilian businessman who has used violence and fraud to grab large areas of farmland from small farmers and indigenous peoples in the Brazilian states of Maranhão and Piauí. This video is intended to pressure pension funds to publicly disclose the names and locations of the farmlands they have acquired across the world and to stop speculating on farmland. Struggles over land and resources are intensifying in Brazil, where 150 environmental activists have been murdered since 2012, many of whom were fighting to protect the lands of small farming communities. It is important for us to expose the actors and mechanisms behind this violence and say STOP to farmland speculation and land grabbing. If you have a pension, contact your pension manager to say you do not want your savings contributing to land grabs and farmland speculation! This video was produced by: Rede Social de Justiça e Direitos Humanos, GRAIN, Inter Pares and Solidarity Sweden – Latin America For more information, see: “Foreign pension funds and land grabbing in Brazil”, November 2015, https://www.grain.org/e/5336
Views: 1474 GRAINvideo

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